Free, fast delivery on all plates

1. Enter letters

2. Select number

3. Enter letters

1. Letter

2. Select number

3. Enter letters

Looking for your perfect private plate?
Search your initials, name, pet’s name, anything…

Do private plates affect your car insurance?

No, but a good question! It’s something plenty of drivers ask when they’re thinking about adding a private reg to their motor. After all, insurance is already enough of a maze without adding number plates into the mix.

Will a private plate increase my insurance cost?

Nope. Simply having a private number plate doesn’t affect your premium. Insurers don’t care if your plate says D4 VID or Y370 WHT, as long as it’s legal and properly registered.

The cost of your insurance is usually based on things like:

Your driving history
The value and type of your car
Where it’s parked overnight
How many miles you drive per year, etc.

A private plate doesn’t change any of that. So you won’t see a jump in your premium just because you’ve personalised your reg.

Do I need to tell my insurer if I get a private plate?

Yes! You must inform them. While it won’t affect the cost, your insurer needs to know your car has a new registration mark. It’s all about making sure the details match up in their system. If you don’t tell them, you could run into issues if you ever need to make a claim. Some insurers let you update the reg online; others might need a quick phone call. Either way, best to do it straight after the plate is assigned to your vehicle.

What about retained or transferred plates?

If your private plate is on retention, it won’t affect your insurance at all. Same goes if you’re transferring it to another vehicle—just remember to update your insurer each time.

Pro tip: Update your V5C too.

Once your plate is assigned, you’ll need to get a new updated V5C logbook. It’s important the reg on your insurance policy matches this document. That way, everything ties up neatly in case of any checks or claims.

This is something that’s easy to do – especially if you use our Reg Transfer Service.

In a nutshell…

A private plate doesn’t raise your insurance price.
But you must let your insurer know when you change it.
Always check your documents match your current plate.

Still unsure or need help with paperwork? That’s what we’re here for. Whether you’re mid-switch or just browsing, we’ll walk you through every step.

FAQs.

Can I put a private plate on a lease car?

Yes, you can. Read our guide on private plates and lease cars.

What happens to my insurance if I remove a private plate?

You’ll need to notify your insurer again to update your car’s registration back to its original registration in most cases – so feel free to keep your original plates for the future.

Is there a tool to check which plate suits my vehicle’s age?

Yes, use our registration plate suitability checker.

Do I need to update my documents if I retain a plate?

Yes, be sure to inform both the DVLA and your insurer when retaining or assigning plates.

Where can I buy a private number plate?

Search our private number plates or browse cheap plates under £200.

Your story.

Your plates.

Treat your inbox to news & offers.

Thanks for subscribing. Keep your eyes on your inbox for special offers and updates.