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How to put a private plate on a lease or PCP vehicle.

A step-by-step guide to adding a personalised registration to a finance or lease car.

Private plates are the ultimate way to personalise your vehicle — but what if your car is leased or on a PCP (Personal Contract Purchase) agreement? Good news: yes, you can put a private registration on a lease or PCP car.

It's a straightforward process, but because the finance company technically owns the car during the lease, there are a few extra steps to follow. Let's break it down so you can confidently give your car that custom flair.

How to add a private plate to a lease car.

1

Get permission from the finance company

Since the finance company owns the car during the lease, you'll need their written authorisation. Request a letter confirming their approval to assign a private registration to the vehicle. This is very common and most finance companies have this as a template.

2

Find and buy your perfect private plate

Browse our Private Plate Search tool to find something meaningful — initials, birthdays, or just something fun. Purchase the plate securely online through Yellowhite. During checkout, select our Easy Reg Transfer Service and provide the finance company's details. We'll add them as the nominee on your Certificate of Entitlement (V750) so the plate can legally be assigned to your lease vehicle.

3

Transfer the registration to the vehicle

Once the nominee has been added and your Certificate of Entitlement is updated, we'll handle the transfer to your vehicle. If you've used our Easy Reg Transfer Service, you don't need to do a thing — we'll take care of the DVLA side of things and make sure everything's assigned properly.

4

New logbook issued to the finance company

After the plate is transferred, the DVLA will automatically issue an updated logbook (V5C) showing your new private registration and send it to the finance company as the legal keeper. If you've used our Easy Reg Transfer Service, we manage this entire process for you from start to finish. No paperwork, no delays — just a fully assigned private plate on your lease car in as little as 1–2 days.

What happens at the end of the lease?

When your lease or PCP agreement comes to an end, you don't want to lose your private number plate when the car goes back to the finance company. To keep your personalised reg, you'll need to remove it from the vehicle and place it on retention before handing the car back.

  • Ask your finance company for permission again — you'll need written authorisation to remove the plate from the car
  • Use the DVLA online retention service at gov.uk to follow the steps to remove your plate
  • Enter your Certificate of Entitlement or logbook details
  • Pay the £80 DVLA retention fee — this keeps your private reg safe and secure for up to 10 years
  • DVLA will send you a Retention Certificate (V778) — this confirms you legally own the plate and can assign it again in the future

FAQs.

Yes, you can add a private reg to most leased or PCP vehicles, but you must check with your finance company first as their policies can vary. Some specialist lease agreements or short-term leases may have restrictions.

You'll need written authorisation from your finance company, a scan or photo of the logbook (V5C) which the finance company will supply, and your Certificate of Entitlement (V750) for the private reg.

You remain the legal owner of the private plate, but during the lease, it's assigned to a vehicle owned by the finance company. Always retain your original Certificate of Entitlement or Retention Certificate as proof of ownership.

Once we have the authorisation letter and a copy of the logbook (V5C) from your finance company, the process usually takes 7 to 10 days. This includes submitting the paperwork to the DVLA and waiting for their confirmation.

Yes, private plates can be assigned to electric or hybrid vehicles on lease or PCP deals, just like petrol or diesel cars. Consider exploring green number plate options to show off your vehicle's eco-friendly credentials.

The vehicle's original registration is automatically retained by the DVLA and will usually be reassigned to the car once the private plate is removed at the end of the lease.

Your number plate must follow DVLA regulations, even if it's personalised. Ensure you use an approved supplier like Yellowhite for legal printed plates to avoid fines or MOT failures.

You can sell your private plate while it's assigned to a lease vehicle, but you'll need to remove it and place it on a Retention Certificate first. This will require the finance company's permission and a transfer fee of £80.

What our customers say.

David W.

Very smooth transaction with good communication at each stage. Would definitely recommend.

Carol C.

Website easy to navigate. Once I had identified my plate Dylan and his staff were very attentive and helpful keeping contact with me through the purchase. It was a very good experience

Ant J.

What a fantastic service such a pleasure to deal with this company communication was first class number plate was a fair price very happy with the out come and will use again in the future.

James M.

A very good and competitive service, they made the process very simple. I would definitely recommend Yellowhite.

Monte J.

Exceptional service - coupled with being the most affordable of the private plate sites (and I did a fair bit of shopping around!), I would recommend Yellowhite to everyone.

Kile A

Can’t even fault them tbh. Great prices and had it to me within a couple of weeks. Spot on

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